Ways to be better at money in 2018

Though there’s never a wrong time to get your finances in order, a new year is the perfect excuse to take a deep look at your relationship with money.

Whether you’re just starting out in your career or you’re nearing retirement, below is The Times’s best financial advice from this year on earning and saving more money and, more important, deciding what to do with all of it.

No, cutting out that indulgent, extra-fancy coffee once a week won’t make you a millionaire, but those small savings truly to add up over time. Find where you’re nickel-and-diming yourself, then see what you can stand to eliminate.

Should you reveal your current salary when negotiating? It depends! Here is some advice on one of the toughest parts of getting a pay bump. Read more »

If there’s one thing you should know about your retirement plan, it’s this: No matter your situation, start saving today.

Do you spend money to save time or spend time to save money? If happiness is your goal, a recent study suggests that spending money to save time may reduce stress about the limited number of hours in the day, improving happiness.

If you happen to have a free day, use this brief guide to help you get your affairs in order, tailored to how much time you have to devote to the task. Read more »

It’s never too early to talk to a professional for financial advice, regardless of your situation. These are the questions to ask when you’re looking for one.

Article courtesy The New York Times