Remita has expanded into Nigeria’s consumer financial services market with the launch of a new mobile application that allows users to manage multiple bank accounts, make payments and access a range of financial services from a single platform.
The fintech company unveiled the app at Nigeria Fintech Week 2026 in Lagos, marking a shift from its long-established focus on payments for businesses, government institutions and financial organisations to a broader consumer proposition.
The Remita App allows customers to link accounts from participating financial institutions and use them to transfer money, pay bills and utilities, buy airtime and data, make government and merchant payments and set up recurring transactions.
The platform also provides access to investment in shares and stocks, a retail loans marketplace, micro-pensions, local and international flight tickets and event tickets, among other services.
According to Remita, the app was developed to address the fragmented way many consumers currently manage their finances across different banking and financial services applications.
Adedayo Adewale, head of Remita Consumer and Retail Business, said the company wanted to provide users with a platform through which they could manage different aspects of their financial lives without having to switch between multiple applications.
“Individuals in Nigeria have fragmented financial services. Today, they have different apps for different needs but would rather do away with the stress of moving between multiple applications,” Adewale said.
The app also includes financial management tools such as budgeting and expense tracking, with Remita saying its artificial intelligence capabilities will support the experience and provide users with greater visibility into their personal finances.
The company is also positioning the platform as a channel for cross-border payments across Africa through its partnership with the Pan-African Payment and Settlement System (PAPSS).
Through the integration, users will be able to debit their local bank accounts and transfer funds to accounts in other African countries directly through the Remita App, without relying on a separate platform for the transaction.
DeRemi Atanda, managing director of Remita, said the launch represents the company’s move into the consumer and retail segment after more than two decades of providing payment infrastructure to organisations and institutions.
“We have been in the business of making everyday payments easier for people for over 20 years, and this represents a landmark for us as we move boldly into the consumer and retail space,” Atanda said.
He said the company was applying its experience in building payment infrastructure to a broader consumer offering that brings multiple financial services together.
Remita currently processes more than ₦100 trillion in transactions annually, largely through corporate payments, according to the company.
Atanda said the move into consumer services represents the next phase of the business as it seeks to extend its payment infrastructure and capabilities directly to individuals.
The launch comes as Nigerian consumers increasingly use multiple digital platforms for banking, payments, investments and other financial services, creating demand for applications that can bring more services into a single interface.
Atanda, who also delivered a keynote at Nigeria Fintech Week 2026 on the evolution of Nigeria’s payment ecosystem, said the next phase of digital financial infrastructure would depend on adoption, resilience, cross-border connectivity and cooperation between industry participants and regulators.
He described payment infrastructure as increasingly important to broader economic activity, pointing to the growth of instant payments, payment terminals, agent networks and financial inclusion over the past decade.
According to Atanda, the next phase will involve extending these capabilities beyond domestic transactions and making it easier for consumers and businesses to participate in cross-border payments using local financial infrastructure.
Remita said it plans to expand the app’s capabilities through its network of banking and financial partners as it develops its consumer business, adding new services to the platform over time.
