Tunde Oyedoyin is a London-based personal finance coach and founder of Money Intelligence Coaching Academy, a specialist academy of personal finance. He can be reached as follows: +447846089587 (WhatsApp only); E-mail: tu5oyed@gmail.com
First things first and that’s to wish you all a very happy and prosperous new year.
We’ve all looked forward to it for long and expected this new year to come. The good news is that it is finally here.
Though one hates being the bearer of bad news, here’s the thing: if you’re not from the Otedola or Elumelu or Aliko Dangote bloodlines, it’s time to put away the new year party dress and merriment and settle down for the year ahead. So, let’s get cracking and get straight to business.
The way to go about that is to put your finger on the imaginary reset button and press the reset.
That means it’s time to set the financial goals for this year. As an aside, it’s the Olympic year and as a sports loving fella, one is really excited just as much as the athletes eyeing Paris 2024.
That being said, there’s the need to do the hard work of laying down the marker for your personal finance. Setting financial goals will help in doing that. Hence, the reason to set your own financial goals.
Though I don’t know what your ambitions are or the shape of your personal finance, notwithstanding, setting financial goals is something that the rich and their likes take seriously each and every single year.
So, to get things started for this year, pencil down at least ten financial goals. If you fancy making it twelve, that’s still fine. But try to limit them to twenty.
For instance, three of your financial goals may be to bank fifteen thousand Naira in savings every month. Another could be to not take a salary advance and the third may be that you want to be chipping in some bucks – maybe ten thousand grand – for investment purposes. Perhaps, you want to buy health insurance.
You may also add an end of year treat at Eko Hotel in the last ten days of this year. Whatever you want to list as this year’s financial goals is your call.
But watch this. In order to set your financial goals, you need to give it thoughtful time. Don’t muck about it, though. Try to get that done before the end of this first week of this brand new year!
Sleep well, Philip Boamah
While on the road and flipping through the flagship newspaper on the penultimate Saturday of 2023, yours truly came across “Exit of an unusual Eagle – Boamah,” that the ‘Mathematical’ Segun Odegbami crafted for the newspaper.
Of course, it was a befitting tribute to the late footballer who passed away two days before the publication. As Odegbami rightly noted, except you’re into your football history, it is those of us over 50 who are most likely to know anything about the late Ghanaian-born Green Eagles and IICC Shooting Stars striker.
Having followed football since the late 70s when all we had was radio commentary and black and white television, plus just and a handful of newspapers, yours truly remembers Boamah very well.
But as Odegbami sadly pointed out, Boamah wasn’t remembered in his final days in the night time of his life when he had health issues.
For a man who, according to Odegbami, made his home in Ibadan “for the past 50 years since he arrived the shores of Nigeria from Accra, Ghana in 1971,” the little one can contribute to his memory is found in the first stanza of the Nigerian anthem “… the labour of our heroes past, shall never be in vain.”
So, here’s joining all those who know you in saying “sleep well, Philip Kolawole Boamah.”
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