TUNDE OYEDOYIN
Tunde Oyedoyin is a London-based personal finance coach and founder of Money Intelligence Coaching Academy, a specialist academy of personal finance. He can be reached as follows: +447846089587 (WhatsApponly); E-mail: tu5oyed@gmail.com
Have you ever been forced to stop and think when faced with making an instant money decision? I bet it’s a situation familiar to many of us. Be it when at a restaurant, a checkout counter at a store, or even when needing to buy airtime for your phone from a recharge seller.
One of such moments of decision occurred on the third Saturday of May, when yours truly was hurrying to Wolverhampton. It was to go support Pastor Peter and Pastor (Mrs) Julie Oyebobola’. That day was the Celebration of Life Service of the younger brother of Pastor Peter, the late Dr Tunde Oyebobola. I was running late by the time I got to the counter at Euston station and if wishes were horses, one would have catapulted himself there before noon.
Being in London at half eleven for a service starting at 2pm, had actually put me under pressure. As it didn’t look likely I could make it to Wolverhampton for the start of the service, I took consolation in the fact that I was still going to be there anyway. But then, the least thing on one’s mind on getting to the counter was the question that the lovely lady at the front desk put before me.
“Cost or speed?” She asked. That was like being forced to backtrack. I wasn’t thinking of the journey from that perspective till then.
Though upon enquiries, it was obvious that if I put cost over speed, yours truly was going to be about an hour late for the service, so I still fancied putting my pocket ahead by booking a seat on the London Northwestern Railway service that was to depart just before noon.
Not surprisingly, the service was already in progress when I made it inside the church in Wolverhampton. One was more than happy that he was there with others who had travelled from within and outside the United Kingdom to offer their support for the Oyebobolas. May the soul of Dr Tunde Oyebobola rest peacefully in the Lord’s bosom as he is committed to Mother Earth in Nigeria, on Friday, May 30th.
Lacking enough cash nearly caused wahala (problem)
After nearly a week of being in Wolverhampton, I needed to be in the West Midlands again on the penultimate Friday of last month.
But this time, it was in Birmingham, where I’d already sent word to the gentleman I was to interview at noon that I was running late.
Thus, as soon as I got off the train at Birmingham New Street at shortly after noon, I went over to the black cabs area outside the station to go hop inside the next in line on their queue. But guess what? Speed was a consideration then. And as it turned out, the venue of my interview was somewhere towards the outskirts of town. Though one was happy that the meter finally stopped at just over thirty pounds, I never expected to use the £10 cash that had been following me around for many weeks.
But then, as the driver parked in front of my host’s residence and I informed him I was paying by card, he had some bad news. He brought out his machine and on it was a message, saying there was a general technical point. In other words, the machines were not processing payments. When he asked, “do you have cash?” Yours truly told him the amount he had. The last thing you want to do is to go knock on the host’s door and borrow cash.
To cut the long story short, I quickly figured out a solution and asked if I could make a bank transfer. “Yeah,” he replied.
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