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Home Technology

AI-driven scams hit over half of internet users –Kaspersky 

by Joy Agwunobi
July 6, 2026
in Technology
AI-driven scams hit over half of internet users –Kaspersky 

More than half of internet users worldwide encountered online fraud over the past year, while nearly one in two suffered cyberattacks targeting their devices, accounts or personal data, according to a new survey released by  Kaspersky,a cybersecurity firm.

The findings underscore the growing sophistication of cybercrime as artificial intelligence increasingly enables fraudsters to launch more convincing and targeted attacks across digital platforms.

According to Kaspersky’s latest global survey, 56 percent of respondents said they had experienced online scams or fraud in the past 12 months. An additional 45 percent reported falling victim to attacks affecting their devices, online accounts or sensitive data, including social media account compromises, malware infections and data leaks.

The company said cybercriminals are now exploiting virtually every online interaction, from emails and messaging platforms to social media, shopping websites and mobile applications, making scams increasingly difficult for users to detect.

The scale of the threat was reflected in the first quarter of 2026 alone, when Kaspersky’s anti-phishing technologies blocked more than 140 million phishing and scam attempts globally, highlighting the growing prevalence of malicious online campaigns.

Cybersecurity experts at the company noted that fraudsters are becoming more opportunistic, quickly adapting to major global events and trending topics to deceive unsuspecting users.

One recent example was the surge in scam campaigns linked to the 2026 World Cup. In March, Kaspersky detected fraudulent websites masquerading as official tournament platforms or using the sporting event to lure users into unsafe transactions and other malicious activities.

The company explained that its threat detection systems rely on a combination of machine learning, pattern recognition and real-time threat analysis to identify a broad range of online scams, including phishing pages, fake online stores, cryptocurrency fraud and other schemes designed to steal money or personal information.

Kaspersky also warned that many of today’s scam campaigns are fuelled by personal information obtained through previous data breaches, infostealer malware, compromised online accounts and other forms of digital exposure.

By combining stolen personal data with AI-generated content, fraudsters are increasingly able to create personalised phishing messages, impersonate trusted contacts and produce scams that appear more authentic, significantly increasing the chances of deceiving victims.

To address these evolving threats, the cybersecurity company said its premium security platform integrates several protection tools, including data leak monitoring, identity theft detection, password management and behaviour-based threat detection technologies.

The company added that its Windows and macOS applications now feature a dedicated AI-powered Scam Protection section, bringing these capabilities together in a single interface to make them easier for users to access. On mobile devices, the protection features continue to operate automatically in the background.

Commenting on the findings, Marina Titova, vice president for Consumer Business at Kaspersky, said AI-powered scams have become an unavoidable reality for internet users.

“AI-generated scams are growing in both sophistication and volume, appearing everywhere from fake ticketing websites to messages impersonating friends on chat platforms. They are increasingly capable of deceiving even experienced users,” she said.

She stressed that as cybercriminals continue to leverage AI to refine their tactics, consumers must adopt stronger digital security practices and rely on advanced protection technologies to safeguard their personal information and online identities.

Joy Agwunobi
Joy Agwunobi
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Onafriq, a pan-African payments company, is set to discontinue its Baxi agent banking business in Nigeria after five years, citing naira depreciation, rising operating costs and intensifying competition that have weakened the segment’s profitability. The planned shutdown will affect the agent banking operations conducted through Baxi under Onafriq Nigeria Payments Limited. However, the decision does not signal the company’s withdrawal from Nigeria, as it intends to retain its cross-border payments network and card issuing services in the country. In a statement, Onafriq said changes in Nigeria’s operating environment since 2024 had significantly altered the economics of its offline agent banking business, making the existing model unsustainable. The move marks a strategic shift for the company, which entered Nigeria’s agent banking market to expand access to financial services through a network of agents providing transaction services outside traditional bank branches. Onafriq attributed the decision to a combination of macroeconomic pressures and structural changes in the country’s payments industry. According to the company, naira depreciation and inflation have affected transaction volumes, increased operating expenses and undermined the sustainability of its agent banking operations. The growing adoption of instant account-to-account transfers has also changed the mix of transactions handled by agents, while heightened competition among payment service providers has put further pressure on margins. These developments have made it increasingly difficult for the business to remain viable under its existing operating structure, prompting the company to reassess its long-term strategy. Dare Okoudjou, founder and chief executive officer of Onafriq, said the decision to close the business was difficult, particularly given the efforts of employees, agents and business partners who helped build the Baxi network. “We entered Nigeria with conviction and commitment, but did not achieve the outcome we set out for. Closing this business was a difficult decision to arrive at, one that affects colleagues, agents, and business partners across Nigeria who poured their hearts and soul into building out the Baxi network,” Okoudjou said. Despite the closure, he reaffirmed the company’s commitment to the Nigerian market, noting that the group would continue to serve customers through its payments network and card issuing operations. Onafriq entered Nigeria’s agent banking market in 2021 through the acquisition of Baxi, also known as Capricorn Digital Limited. The company said it continued investing in the business through 2023, with efforts focused on expanding and strengthening its agent network. However, a subsequent review of the business’s long-term prospects and financial sustainability led to the decision to wind down the operation. As part of the transition, Onafriq said agents onboarded through the Baxi platform had been moved to another principal bank, a step intended to facilitate continuity for the affected agents. The company has also directed agents to transfer their funds to their preferred principal bank within 30 days, adding that its teams would provide support throughout the transition process. Employees whose roles are linked to the agent banking business will also be consulted and supported during the wind-down, with Onafriq pledging to treat affected workers fairly.

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