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Home ANALYSTS INSIGHTS

Do you have any passive income?

by TUNDE OYEDOYIN
January 14, 2026
in ANALYSTS INSIGHTS
TUNDE OYEDOYIN

About a decade or so ago, yours truly borrowed a compelling book that was jointly authored by the duo of the legendary author of “Think and Grow Rich,” Napoleon Hill and W. Clement Stone from Kings Cross Library.


If wishes were horses, after finishing that book, one would have walked into a private clinic on Harvey Street in West London and asked any of the neurosurgeons around to wire the book into his skull. “Success With A Positive Mental Attitude” was definitely worth the space it occupied in the library space.


One unforgettable takeaway from these pioneering fathers of success theories was that you must “ask yourself questions.” So, as we are warming up into the new year, ask yourself, “Do I have any passive income I’m expecting next month or in April or at any time this year?”


Here’s the thing, whatever your answer, make earning passive income one of your financial goals of this year. Ordinarily, this piece shouldn’t have been a sequel to that of last week, but guess what? While thinking of what to churn out, I felt I’d better put this on the table so that “you can set forth at dawn” and chase the real thing. Let’s all go for it.


One easy way to create passive income is to stash as little as fifty thousand Naira in a fixed deposit account with your bank. The monthly interest may not buy you a sexy lunch at any restaurant in Abuja, but your tiny returns will roll in for as long as you leave that money in that account. You may want to get one of last year’s columns, “How to get free money from your bank .”

Breakfast like throwing money down the drain
Sometime last year, while in the West Drayton area for a training session, I popped inside a local restaurant that I always eat at whenever I was in that vicinity.


I requested one of the breakfast choices of fried eggs on the menu. Despite telling the gentleman that took my order that I wanted baked beans taken out, I made the mistake of not asking for omelette.


Sooner than later when they brought the food, it turns out the folks there do half done fried eggs. You could literally see the yoke. Boy oh boy! I had to take it on the chin without complaining. Though I still had a nice time there, their fried eggs made it feel as if I’d thrown breakfast money down the drain.

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